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NHS Talking Therapy Vs. Private Practice, What's the difference?

Updated: Sep 26

When seeking therapy in the UK, one of the first decisions is whether to go through NHS Talking Therapies (IAPT) or choose a private counselling practice. Both routes can offer valuable support, but they differ significantly in cost, waiting times, therapist choice, and flexibility.


In this article, we’ll compare NHS Talking Therapy with private counselling, highlight the pros and cons of each, and help you decide which might best fit your needs.


2 people in a counselling session talking about stress, anxiety and depression.

What Is NHS Talking Therapy?


NHS Talking Therapies (previously known as IAPT – Improving Access to Psychological Therapies) is a free service provided by the NHS to help people manage common mental health problems such as anxiety, depression, OCD, and stress.


empty chairs for group counselling session that happens via NHS talking therapy

How to Access It


  • You can self-refer through your local NHS Talking Therapies service Find your local NHS service.

  • A GP can also refer you if they feel it’s suitable.


Benefits of NHS Talking Therapy


  • Free of charge

  • Delivered by trained professionals

  • Evidence-based approaches (often CBT)

  • Widely available across England


Limitations of NHS Talking Therapy


  • Long waiting lists (sometimes weeks or months)

  • Limited choice of therapist or therapy approach

  • Often short-term, time-limited treatment

  • Focused mainly on “common” mental health conditions


A clock highlighting how long you have to wait for on the NHS to get seen by a therapist

What Is Private Counselling?


Private counselling involves working with a therapist or counsellor outside the NHS system. Sessions are paid for directly by the client, or sometimes through private health insurance.


How Private Counselling Works


  • You can choose your therapist and approach (CBT, person-centred therapy, integrative therapy, etc.)

  • Flexible scheduling and frequency of sessions

  • Confidential, tailored, and often more personal support


Costs of Private Counselling


  • In the UK, sessions usually range between £40–£100 per hour (sometimes higher in London).

  • Some practices (like ours) offer discounted sessions or sliding scales.


A Counsellor taking notes whilst doing a counselling session with client with trauma

NHS vs Private Counselling: Key Differences

Here’s a quick comparison:

Factor

NHS Talking Therapy

Private Counselling

Cost

Free

£40–£80 per session (average)

Waiting Time

Weeks–months

Usually within days

Choice of Therapist

Limited

Full choice

Therapy Types

Mostly CBT

Wide range

Flexibility

Restricted

Flexible scheduling

Confidentiality

Standard NHS protocols

Often more personalised privacy


pound coin, symbolising the cost of counselling and therapy

Pros and Cons


Pros of NHS Talking Therapy


✅ Free and accessible

✅ Backed by NHS standards and research

❌ Long waits

❌ Less flexibility


Pros of Private Counselling


✅ Choice of therapist

✅ Immediate access

✅ Flexible session length & frequency

✅ Wider therapy options

❌ Cost can be a barrier


Therapy session between two people

Which Option Might Be Best for You?


  • If cost is your main concern, NHS Talking Therapies are the obvious starting point.

  • If you need help quickly, prefer a specific therapy, or want more choice, private counselling may be worth the investment.

  • Some people even start with NHS therapy and then continue privately for ongoing support.


Frequently Asked Questions


How long is the NHS waiting list?


It depends on your area, but waiting times can be anywhere from 2 weeks to several months.


Is private therapy always expensive?


Not always. Some therapists (including our practice) offer reduced-fee sessions.


Can I combine NHS and private therapy?


Yes, some people access NHS therapy while also working with a private counsellor.


Final Thoughts & Next Steps


Both NHS Talking Therapies and private counselling offer valuable support, but the right choice depends on your needs, urgency, and budget.


👉 If you’re considering private counselling and want to explore whether it’s right for you, contact us today to book a free consultation.


If you would like to self refer yourself to the NHS, please check this link: NHS SELF REFERAL


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